If FEMA grants the map amendment or revision request, the property owner may no longer be required to pay flood insurance. This is a formal determination by FEMA of a property's location and/or elevation relative to the Special Flood Hazard Area. without a copy of Flood Zone Certification or the 10.00 fee will be considered incomplete and may be denied. If you think the flood map boundaries are incorrect, you can apply for a Letter of Map Change. Base flood elevations derived from detailed analyses are shown at selected intervals within these zones These areas have a 26% chance of flooding over the life of a 30‐year mortgage. Zone VE - coastal areas with a 1% or greater chance of flooding and an additional hazard associated with storm waves.No base flood elevations are shown within these zones. Zone V - coastal areas with a 1% or greater chance of flooding and an additional hazard associated with storm waves. Each flood zone describes the flood risk for a particular area, and those flood zones are used to determine insurance requirements and costs.Includes areas of moderate flood hazard, such as base floodplains and shallow flooding areas, and minimal. Zone X - Floodplain area with a 0.2 (or 1 in 500 chance) or less annual chance of flooding. Zone AE - 100-year floodplain, the base floodplain where base flood elevations are provided. To view the effective flood zone for a property or area, visit Hillsborough County’s Effective Flood Zone Viewer.The tool will add a blue marker to the map, indicating the area it will provide information for based on the entered address. Because detailed analyses are not performed for such areas, no base flood elevations are shown. Enter your address into the field below and click the Get Details button.Internet Explorer users: Click ‘No’ if a security warning pop-up window appears after clicking this button. Zone A - 100-year floodplain, areas with a 1% annual chance of flooding and a 26% chance of flooding over the life of a 30‐year mortgage.High Risk Areas (Special Flood Hazard Area) Includes areas of moderate flood hazard, such as base floodplains and shallow flooding areas, and minimal flood hazard, which may still have ponding and local drainage problems. Zone X - Floodplain area with a 0.2% (or 1 in 500 chance) or less annual chance of flooding. Flood hazard determinations may include the addition or modification of any Base Flood Elevation (BFE), base flood depth, Special Flood Hazard Area (SFHA) boundary or zone designation, or regulatory floodway on the Flood Insurance Rate Map (FIRM).To view the effective flood zone for a property or area, visit Hillsborough County’s Effective Flood Zone Viewer. Talk to your insurance provider about your policy and consider if you need additional coverage. Most homeowners insurances do not cover flood damage. Flood maps, also known as Flood Insurance Rate Maps, provided by the Federal Emergency Management Agency (FEMA) are a useful tool for assessing a property’s flood risk, and also are a factor in flood insurance and building requirements.
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